1. Credit Card：
As of November 2018, thirty-four credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 43.86 million (43.71 million at the end of October 2018) among which the total active cards numbered in 29.42 million (29.3 million at the end of October 2018). The balance of revolving credit was NT$112.9 billion (NT$112.7 billion at the end of October 2018). The amount of undue balance of installment was approximately NT$121.8 billion (NT$122.3 billion at the end of October 2018). The amount of monthly retail sales was approximately NT$246.6 billion that decreased by NT$10.5 billion as compared to NT$257.1 billion of October 2018. The amount of monthly write-off was approximately NT$0.42 billion (NT$0.31 billion for October 2018). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.23% (0.24% at the end of October 2018) (Please see Attachment 1).
2. Cash Card：
As of November 2018, sixteen financial institutions were engaged in issuing cash cards in Taiwan. Total number of effective cash cards was 0.39 million (0.39 million at the end of October 2018). Total balance of cash card loans (including non-accrual amounts) was NT$17.5 billion (NT$17.6 billion at the end of October 2018). The amount of monthly write-off was approximately NT$0.03 billion (NT$0.03 billion for October 2018). The overall delinquency ratio was up from 0.907% of October 2018 to 0.908% (Please see Attachment 2).
3. Electronic Stored Value Card：
As of November 2018, four specialized electronic stored value card institutions and one commercial bank are engaging in electronic stored value card business in Taiwan. The number of effective cards totaled 107.23 million (105.63 million at the end of October 2018). The number of cards in using was 14.87 million (14.83 million at the end of October 2018). The amount of monthly retail sales was approximately NT$7.45 billion (NT$7.49 billion at the end of October 2018). The balance of stored value was NT$9.02. billion (NT$8.95 billion at the end of October 2018) (Please see Attachment 3).
4. Electronic Payment Institutions Business：
As of November 2018, there are five specialized electronic payment institutions and twenty-one electronic payment institutions concurrently-engaged in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers). The number of users totaled 4.09 million that increased by 0.31 million as compared to last month (3.78 million at the end of October 2018). The amount of funds collected & paid as an agent for real transactions was 2.86 billion (2.98 billion at the end of October 2018). The amount of funds for transfer between e-payment accounts was 0.23 billion (0.21 billion at the end of October 2018). The amount of stored value funds was 0.7 billion (0.56 billion at the end of October 2018). The balance of the e-payment accounts in the e-payment institutions totaled 0.66 billion (0.69 billion at the end of October 2018)(Please see Attachment 4).
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards, electronic stored value cards and electronic payment institutions business as of November 2018.