The Financial Supervisory Commission (the FSC) has released that total outstanding loans extended by the current 37 domestic banks decreased by NT$32.6 billion (US$1.06billion) as compared to the figure of previous month and amounted to NT$28.81 trillion (US$936.1 billion) at the end of February 2019. Meanwhile, the NPLs of these banks totaled at NT$72.8 billion (US$2.37 billion) which increased by NT$2.4 billion (US$77.99 million) from NT$70.4 billion (US$2.29 billion) as of the end of previous month.
The average NPL ratio of the 37 banks increased by 0.01 percentage points and therefore rose to a figure of 0.25% from 0.24% of the previous month, but was down by 0.04 percentage points compared to the same month last year. The coverage ratio of allowances for NPLs stood at 553.12%. While the ratio decreased by 16.44 percentage points from 569.56% of the previous month, it still remained stable at a higher level.
　　The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of February 2019. The FSC will request those banks with higher NPL ratios to undertake measures to improve asset quality and financial structure on an ongoing basis.
Note: US$≒NT$ 30.775

Related files:「NPL ratio-2019.02」、「Coverage ratio-2019.02」、「Assets quality analysis-2019.02」、「Assets Quality of Domestic Banks(by business unit)-2019.02」and「Financial Statistics of Foreign-Owned Subsidiary Banks-2019.02」