The FSC reminds consumers that investment-linked insurance products linked with target maturity bond funds do “not guarantee the principal nor the interests”. Policyholders still need to bear related investment risks which are likely to result in failure to earn the expected yield to maturity. Consequently, consumers shall evaluate associated risks with discretion, and consider whether their risk bearing capacity is suitable for such insurance before purchasing investment-linked insurance linked with target maturity bond funds in order to avoid disputes.