The pre-tax profit of insurance enterprises at the end of April 2020 was NT$74.4 billion; the pre-tax profit of life insurance enterprises was NT$70 billion, an increase of NT$22.4 billion, or 47.1%, compared with the same period in 2019; the pre-tax profit of non-life insurance enterprises was NT$4.4 billion, down by NT$1.4 billion or 24.1% compared with the same period in 2019. Owners'' equity of insurance enterprises at the end of April 2020 was NT$1,908.3 billion; owners'' equity of life insurance enterprises was NT$1,777.8 billion, an increase of NT$205.8 billion, or 13.1%, compared with the same period in 2019; the pre-tax profit of non-life insurance enterprises was NT$130.5 billion, up by NT$4.7 billion or 3.7% compared with the same period in 2019. As of the end of April 2020, the NT Dollar had appreciated by 1% versus the US Dollar from the end of 2019. Meanwhile, the pre-tax profit of life insurance enterprises at the end of April 2020 including the combined NT$97.9 billion impact of exchange gains/losses, hedging gains/losses, and the net effect of volatility on the foreign exchange valuation reserve was NT$70 billion.