The total outstanding loans extended by the current 38 domestic banks increased by NT$529 billion (US$17.68 billion) as compared to the figure of previous month and amounted to NT$43.62 trillion (US$1,458 billion) at the end of July 2025. Meanwhile, the NPLs of these banks totaled at NT$69.73 billion (US$2.33 billion) which increased by NT$3.84 billion (US$0.13 billion) from NT$65.89 billion (US$2.2 billion) as of the end of the previous month. The average NPL ratio of the 38 banks increased by 0.01 percentage points and therefore rose to a figure of 0.16% from 0.15% of the previous month, and was at the same figure compared to the same month last year.
　　The coverage ratios of allowances for NPLs decreased by 35.72 percentage points and therefore down to a figure of 842.84% from 878.56% of the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of July 2025. The FSC will require banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
　　Note: US$≒NT$29.916
　　Related files:「NPL ratio-2025.07」、「Coverage ratio-2025.07」、「Assets Quality Analysis-2025.07」、「Assets Quality of Domestic Banks(by business unit)-2025.07」and「Financial Statistics of Domestic Banks(Including Foreign-Owned Subsidiary Banks)-2025.07」
 
Contact: Banking Bureau, Domestic Banks Division
Tel: +886 (2) 8968-9681
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