Press Release
Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of September 2025
2025-11-11
1. Credit Card:
As of September 2025, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 60.35 million (60.15 million at the end of August 2025) among which the total active cards numbered in 40.19 million (39.93 million at the end of August 2025). The balance of revolving credit was NT$117.2 billion (NT$115 billion at the end of August 2025). The amount of undue balance of installment was approximately NT$220.5 billion (NT$233.1 billion at the end of August 2025). The amount of monthly retail sales was approximately NT$403.2 billion (NT$376.3 billion for August 2025). The amount of monthly write-off was approximately NT$ 0.63 billion (NT$ 0.57 billion for August 2025). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.24% (0.25% at the end of August 2025) (Please see Attachment 1).
2. Cash Card:
As of September 2025, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.28 million (equivalent to the number of August 2025). Total balance of cash card loans (including non-accrual amounts) was NT$9.9 billion (NT$10 billion at the end of August 2025). The amount of monthly write-off was approximately NT$11 million (NT$35 million for August 2025). The overall delinquency ratio was 1.141% (1.014% at the end of August 2025 ) (Please see Attachment 2).
3. Electronic Payment Institutions Business:
As of September 2025, there were nine specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included banks and Chunghwa Post Co, Ltd).
(1) Stored Value Card:
The number of effective cards totaled 197.88 million (197.13 million at the end of August 2025). The number of cards in using was 13.48 million (13.98 million for August 2025). The amount of monthly retail sales was approximately NT$6.63 billion (NT$6.86 billion for August 2025). The balance of stored value was NT$ 15.73 billion (NT$15.32 billion at the end of August 2025) (Please see Attachment 3).
(2) Electronic Payment Account:
The number of users totaled 34.45 million (34.06 million at the end of August 2025). The monthly amount of funds collected or paid as an agent for actual transactions was NT$21.36 billion (NT$20.42 billion for August 2025). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$18.14 billion (NT$17.96 billion for August 2025). The monthly amount of stored value funds was NT$29.99 billion (NT$29.62 billion for August 2025). The balance of the e-payment accounts in the e-payment institutions totaled NT$18.5 billion (NT$18.24 billion at the end of August 2025) (Please see Attachment 4).
4. The measurement indicators for non-cash payment transactions:
The number of non-cash payment transactions was 6.406 billion, and the total non-cash payment transaction amount was NT$ 6.45 trillion in the first three quarters of 2025.
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of September 2025.
As of September 2025, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 60.35 million (60.15 million at the end of August 2025) among which the total active cards numbered in 40.19 million (39.93 million at the end of August 2025). The balance of revolving credit was NT$117.2 billion (NT$115 billion at the end of August 2025). The amount of undue balance of installment was approximately NT$220.5 billion (NT$233.1 billion at the end of August 2025). The amount of monthly retail sales was approximately NT$403.2 billion (NT$376.3 billion for August 2025). The amount of monthly write-off was approximately NT$ 0.63 billion (NT$ 0.57 billion for August 2025). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.24% (0.25% at the end of August 2025) (Please see Attachment 1).
2. Cash Card:
As of September 2025, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.28 million (equivalent to the number of August 2025). Total balance of cash card loans (including non-accrual amounts) was NT$9.9 billion (NT$10 billion at the end of August 2025). The amount of monthly write-off was approximately NT$11 million (NT$35 million for August 2025). The overall delinquency ratio was 1.141% (1.014% at the end of August 2025 ) (Please see Attachment 2).
3. Electronic Payment Institutions Business:
As of September 2025, there were nine specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included banks and Chunghwa Post Co, Ltd).
(1) Stored Value Card:
The number of effective cards totaled 197.88 million (197.13 million at the end of August 2025). The number of cards in using was 13.48 million (13.98 million for August 2025). The amount of monthly retail sales was approximately NT$6.63 billion (NT$6.86 billion for August 2025). The balance of stored value was NT$ 15.73 billion (NT$15.32 billion at the end of August 2025) (Please see Attachment 3).
(2) Electronic Payment Account:
The number of users totaled 34.45 million (34.06 million at the end of August 2025). The monthly amount of funds collected or paid as an agent for actual transactions was NT$21.36 billion (NT$20.42 billion for August 2025). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$18.14 billion (NT$17.96 billion for August 2025). The monthly amount of stored value funds was NT$29.99 billion (NT$29.62 billion for August 2025). The balance of the e-payment accounts in the e-payment institutions totaled NT$18.5 billion (NT$18.24 billion at the end of August 2025) (Please see Attachment 4).
4. The measurement indicators for non-cash payment transactions:
The number of non-cash payment transactions was 6.406 billion, and the total non-cash payment transaction amount was NT$ 6.45 trillion in the first three quarters of 2025.
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of September 2025.
Related Files
-
Attachment 1-4
-
Attachment 5_Statistics of Credit card Business Operations of September 2025
-
Attachment 6_Statistics of Cash card Business Operations of September 2025
-
Attachment 7_Statistics of Stored Value Card Information as of September 2025
-
Attachment 8_Statistics of Electronic Payment Account Information as of September 2025
- Visitor: 2139
- Update: 2025-11-11