The Financial Supervisory Commission has released that the loans extended to SMEs by domestic banks amounted to NT$10,888.4 billion by the end of December 2025. The amount increased by NT$550.4 billion as compared to the amount at the end of December 2024, achieving 120% of the annual growth target of NT$460 billion for 2025. It would indicate that the program to assist SMEs in obtaining financing has been quite effective.
     Up until the end of  December 2025, the loans extended to SMEs by domestic banks accounted for 64.81% and 68.26% of total loans extended to total enterprises and private enterprises respectively, increased by 0.11 and 0.28 percentage points respectively as compared to the end of    November 2025. In December 2025, the average NPL ratio of the SME loans was 0.20% and the ratio is the same as the end of November 2025.
       To help SMEs obtain working capital, in 2026 the Financial Supervisory Commission will implement the “Program to Encourage Lending by Domestic Banks to Small and Medium Enterprises (twenty-first stage)” continuously. In order to encourage domestic banks to promote SME loans with risk control and management in place. The FSC will endeavor to foster a favorable banking environment for SMEs.