The total outstanding loans extended by the current 38 domestic banks increased by NT$342 billion (US$10.88 billion) as compared to the figure of the previous month and amounted to NT$44.82 trillion (US$1,426 billion) at the end of December 2025. Meanwhile, the NPLs of these banks totaled at NT$66.43 billion (US$2.11 billion), a decrease of NT$3.63billion (US$0.12 billion) against the previous month. The average NPL ratio of the 38 banks was 0.15%, down by 0.01 percentage points from the end of the previous month and remained the same as the same month last year.
　　The coverage ratios of allowances for NPLs was 917.43%, an increase of 61.95 percentage points against the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of December 2025. The FSC will require banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
　　Note: US$≒NT$31.438
　　Related files:「NPL ratio-2025.12」、「Coverage ratio-2025.12」、「Assets Quality Analysis-2025.12」、「Assets Quality of Domestic Banks(by business unit)-2025.12」and「Financial Statistics of Domestic Banks(Including Foreign-Owned Subsidiary Banks)-2025.12」

Contact: Banking Bureau, Domestic Banks Division
Tel: +886 (2) 8968-9681
If you have any questions, please send an email to FSC mail