1.  Credit Card：
As of December 2025, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 60.49 million (60.42 million at the end of November 2025) among which the total active cards numbered in 40.55 million (40.47 million at the end of November 2025). The balance of revolving credit was NT$118.6 billion (NT$117.8 billion at the end of November 2025). The amount of undue balance of installment was approximately NT$187.2 billion (NT$198.8 billion at the end of November 2025). The amount of monthly retail sales was approximately NT$453.7 billion (NT$396.7 billion for November 2025). The amount of monthly write-off was approximately NT$ 0.65 billion (NT$ 0.6 billion for November 2025). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.24% (0.25% at the end of November 2025) (Please see Attachment 1).
2. Cash Card：
As of December 2025, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.28 million (equivalent to the number of November 2025). Total balance of cash card loans (including non-accrual amounts) was NT$9.9 billion (NT$9.8 billion at the end of November 2025). The amount of monthly write-off was approximately NT$28 million (NT$15 million for November 2025). The overall delinquency ratio was 1.09% (1.114% at the end of November 2025 ) (Please see Attachment 2).

3.  Electronic Payment Institutions Business：
As of December 2025, there were ten specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included banks and Chunghwa Post Co, Ltd).
(1)  Stored Value Card：
The number of effective cards totaled 200.14 million (199.45 million at the end of November 2025). The number of cards in using was 14.15 million (13.81million for November 2025). The amount of monthly retail sales was approximately NT$6.7 billion (NT$6.48 billion for November 2025). The balance of stored value was NT$ 15.74 billion (equivalent to the amount of November 2025) (Please see Attachment 3).
(2)Electronic Payment Account：
The number of users totaled 37.65 million (35.13 million at the end of November 2025). The monthly amount of funds collected or paid as an agent for actual transactions was NT$20.29 billion (NT$21.72 billion for November 2025). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$15.79 billion (NT$18.38 billion for November 2025). The monthly amount of stored value funds was NT$27.62 billion (NT$30.07 billion for November 2025). The balance of the e-payment accounts in the e-payment institutions totaled NT$15.51 billion (NT$18.84 billion at the end of November 2025) (Please see Attachment 4). 
4. The measurement indicators for non-cash payment transactions：
The number of non-cash payment transactions was 8.727 billion, and the total non-cash payment transaction amount was NT$ 8.74 trillion in 2025. 
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of December 2025.