As investment-linked insurance products vary in terms of types and premium structure and the investment-related risks are borne by the policy holders, the FSC reminds consumers to carefully assess the risks of each product and understand the premium price structure in detail before buying such products to avoid disputes. 
The FSC suggest that consumers go to the website of the Taiwan Insurance Institute to learn more about the attributes and basic information of investment-linked insurance products. Before buying an investment-linked insurance product, consumers can go to the website of the Life Insurance Association of the Republic of China to learn about the premium collection standard, applicable conditions and underwriting and security regulations for the investment-linked insurance products of each insurance company, and confirm if such products meet their actual needs. In addition, after buying an investment-linked insurance product, if a consumer finds that the product does not meet their needs, they can, according to the insurance contract, cancel the contract within 10 days of the day after the policy was received, and the insurance company should return all the premium received unconditionally.