1.The coverage of microinsurance was extended to the family members of the targets of such insurance to protect the family members of economically disadvantaged single parent families and people with special status. It is stipulated that the scope of family members includes the individual, his/her spouse and lineal blood relatives or family members.

2.The term “crippled” was changed to “disabled” to match the spirit of the Convention on the Rights of Persons with Disabilities.