In order to provide the public with more financing resources, increase flexibility and liquidity of capital management of trustors (also beneficiaries) of non-discretionary money trust and convenience for trust customers to apply for loans at the same bank, on March 7, 2019, the FSC introduced the measure that allows banks to grant loans to non-discretionary money trust customers who pledge their beneficiary rights as collateral under specific conditions, including (1) the trust customer is a professional investor; (2) the beneficiary rights are limited to those of trust arrangements whose trust assets are invested in highly liquid investment vehicles and investment vehicles traded in the secondary market; (3) the loan-to-value ratio shall not exceed 50%; (4) the regulatory loosening measure is effective for 3 years and the effective period may be extended, depending on results of implementation.