The total outstanding loans extended by the current 36 domestic banks decreased by NT$41.1 billion as compared to the figure of previous month and amounted to NT$29.69 trillion at the end of December 2019. Meanwhile, the NPLs of these banks totaled at NT$63.6 billion which decreased by NT$4.7 billion from NT$68.3 billion as of the end of the previous month.

With a slight decrease of 0.02 percentage point, the average NPL ratio of the 36 banks fell to 0.21% down from 0.23% at the end of previous month, and was down by 0.03 percentage points compared to the same month last year. The coverage ratios of allowances for NPLs increased by 46.27 percentage points and therefore rose to a figure of 651.78% from 605.51% of the previous month.