To prompt hiking enthusiasts to get better insurance coverage, the FSC has instructed the Non-Life Insurance Association of the Republic of China to help insurers develop better hiking insurance products that meet the needs of the public. The coverage provided by comprehensive hiking insurance currently falls into one of two categories. The first type of policy covers death or medical expenses that arise from a hiking accident. The second type covers the cost of emergency rescue services. People may consider their needs to buy the second type of coverage to transfer their risks.