The total outstanding loans extended by the current 37 domestic banks increased by NT$80.6 billion (US$2.83 billion) as compared to the figure of previous month and amounted to NT$31.47 trillion (US$1,103.9 billion) at the end of December 2020. Meanwhile, the NPLs of these banks totaled at NT$69.2 billion (US$2.43 billion) which decreased by NT$3.7 billion (US$0.13billion) from NT$72.9 billion (US$2.56 billion) as of the end of the previous month. With a slight decrease of 0.01 percentage point, the average NPL ratio of the 37 banks fell to 0.22% down from 0.23% at the end of previous month, and was rose by 0.01 percentage points compared to the same month last year.
The coverage ratios of allowances for NPLs increased by 34.22 percentage points and therefore rose to a figure of 623.24% from 589.02% of the previous month.