Important Measures
NPL Ratio for Domestic Banks as of the End of December 2022
2023-02-10
The total outstanding loans extended by the current 39 domestic banks increased by NT$53.6 billion (US$1.75 billion) as compared to the figure of previous month and amounted to NT$36.65 trillion (US$1,194 billion) at the end of December 2022. Meanwhile, the NPLs of these banks totaled at NT$54.7 billion (US$1.78 billion) which decreased by NT$1.6 billion (US$0.05 billion) from NT$56.3 billion (US$1.83 billion) as of the end of the previous month. The average NPL ratio of the 39 banks remained at 0.15% compared to previous month, and was down by 0.02 percentage points compared to the same month last year.
The coverage ratios of allowances for NPLs increased by 40.51 percentage points and therefore rose to a figure of 910.46% from 869.95% of the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of December 2022. The FSC will request banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
The coverage ratios of allowances for NPLs increased by 40.51 percentage points and therefore rose to a figure of 910.46% from 869.95% of the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of December 2022. The FSC will request banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
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- Update： 2023-02-10
