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Statistics of Credit Card & Cash Card & Electronic Stored Value Cards Business Operation as of January 2018

1. Credit card:
As of January 2018, thirty-four credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 41.87 million (41.73 million at the end of December 2017) among which the total active cards numbered in 28.17 million (28.03 million at the end of December 2017). The balance of revolving credit was NT$112.2 billion (NT$111.1 billion at the end of December 2017). The amount of undue balance of installment was approximately NT$110.0 billion (NT$107.6 billion at the end of December 2017). The amount of monthly retail sales was approximately NT$248.3 billion that increased by NT$18.1 billion as compared to NT$230.2 billion of December 2017. The amount of monthly write-off was approximately NT$0.41 billion (NT$0.37 billion for December 2017). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.23% (0.23% at the end of December 2017) (Please see Attachment 1).
2. Cash card:
As of January 2018, sixteen financial institutions were engaged in issuing cash cards in Taiwan. Total number of effective cash cards was 0.40 million (0.40 million at the end of December 2017). Total balance of cash card loans (including non-accrual amounts) was NT$18.7 billion (NT$18.9 billion at the end of December 2017). The amount of monthly write-off was approximately NT$0.03 billion (NT$0.04 billion for December 2017). The overall delinquency ratio was down from 0.986% of December 2017 to 0.976% (Please see Attachment 2).
3. Electronic Stored Value Card:
As of January 2018, four specializing electronic stored value card institutions and two commercial banks are engaging in electronic stored value card business in Taiwan. The number of effective cards totaled 94.43 million (93.44 million at the end of December 2017). The amount of monthly retail sales was approximately NT$6.83 billion (NT$7.34 billion for December 2017). The balance of stored value was NT$8.16 billion that increased by NT$100 million as compared to last month (NT$8.06 billion at the end of December 2017) (Please see Attachment 3).
4. Attachments 4 to 6 please see the major business information concerning credit cards, cash cards and electronic stored value cards as of January 2018.
 

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Visitor: 2124   Update: 2018-03-15