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Statistics of Credit Card , Cash Card , Electronic Stored Value Cards & Electronic Payment Institutions Business Operation as of January 2020

1. Credit Card:
As of January 2020, thirty-three credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 47.73 million (47.39 million at the end of December 2019) among which the total active cards numbered in 32.02 million (31.92 million at the end of December 2019). The balance of revolving credit was NT$113.4 billion (NT$113.9 billion at the end of December 2019). The amount of undue balance of installment was approximately NT$144.7 billion (NT$145.6 billion at the end of December 2019). The amount of monthly retail sales was approximately NT$273.1 billion (NT$290.9 billion for December 2019). The amount of monthly write-off was approximately NT$0.4 billion (NT$0.3 billion for December 2019). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.2% (0.21% at the end of December 2019) (Please see Attachment 1).
2. Cash Card:
As of January 2020, fourteen financial institutions were engaged in issuing cash cards in Taiwan. Total number of effective cash cards was 0.37 million (equivalent to the number of December 2019). Total balance of cash card loans (including non-accrual amounts) was NT$15.6 billion (NT$15.9 billion at the end of December 2019). The amount of monthly write-off was approximately NT$0.02 billion (NT$0.03 billion for December 2019). The overall delinquency ratio was 1.267% (1.289% at the end of December 2019) (Please see Attachment 2).
3. Electronic Stored Value Card:
As of January 2020, four specialized electronic stored value card institutions and one commercial bank are engaging in electronic stored value card business in Taiwan. The number of effective cards totaled 127.6 million (126.14 million at the end of December 2019). The number of cards in using was 15.11 million (15.5 million at the end of December 2019). The amount of monthly retail sales was approximately NT$6.88 billion (NT$7.44 billion at the end of December 2019). The balance of stored value was NT$10.47 billion (NT$10.32 billion at the end of December 2019) (Please see Attachment 3).
4. Electronic Payment Institutions Business:
As of January 2020, there are five specialized electronic payment institutions and twenty-three electronic payment institutions concurrently-engaged in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers). The number of users totaled 7.26 million (6.92 million at the end of December 2019). The amount of funds collected & paid as an agent for real transactions was 3.52 billion (4.11 billion at the end of December 2019). The amount of funds for transfer between e-payment accounts was 2.81 billion (2.31 billion at the end of December 2019). The amount of stored value funds was 4.99 billion (4.46 billion at the end of December 2019). The balance of the e-payment accounts in the e-payment institutions totaled 1.92 billion (1.82 billion at the end of December 2019)(Please see Attachment 4).
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards, electronic stored value cards and electronic payment institutions business as of January 2020.
 

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Visitor: 489   Update: 2020-03-05