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Press Release

Statistics of Credit Card , Cash Card , Electronic Stored Value Cards & Electronic Payment Institutions Business Operation as of May 2021

2021-07-08
1. Credit Card:
As of May 2021, thirty-three credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 51.29 million (51.09 million at the end of April 2021) among which the total active cards numbered in 33.40 million (33.34 million at the end of April 2021). The balance of revolving credit was NT$102.8 billion (NT$103.0 billion at the end of April 2021). The amount of undue balance of installment was approximately NT$137.2 billion (NT$139.1 billion at the end of April 2021). The amount of monthly retail sales was approximately NT$239.6 billion (NT$234.9 billion for April 2021). The amount of monthly write-off was approximately NT$0.35 billion (NT$0.34 billion at the end of April 2021). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.21% (0.20% at the end of April 2021) (Please see Attachment 1).
2. Cash Card:
As of May 2021, thirteen financial institutions were engaging in cash cards business in Taiwan. Total number of effective cash cards was 0.34 million (0.35 million at the end of April 2021).  Total balance of cash card loans (including non-accrual amounts) was NT$13.6 billion (equivalent to the number of April 2021). The amount of monthly write-off was approximately NT$0.018 billion (equivalent to the number of April 2021). The overall delinquency ratio was 0.858% (0.808% at the end of April 2021) (Please see Attachment 2).
3. Electronic Stored Value Card:
As of May 2021, four specialized electronic stored value card institutions and one commercial bank were engaging in electronic stored value card business in Taiwan. The number of effective cards totaled 140.28 million (139.34 million at the end of April 2021). The number of cards in using was 11.04 million (13.72 million for April 2021). The amount of monthly retail sales was approximately NT$5.34 billion (NT$6.72 billion for April 2021). The balance of stored value was NT$11.56 billion (NT$11.45 billion for April 2021) (Please see Attachment 3).
4. Electronic Payment Institutions Business:
As of May 2021, there were five specialized electronic payment institutions, and twenty-three electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers). The number of users totaled 13.53 million (13.15 million at the end of April 2021). The amount of funds collected & paid as an agent for real transactions was NT$7.78 billion (NT$7.06 billion for April 2021). The amount of funds for transfer between e-payment accounts was NT$4.46 billion (NT$3.93 billion for April 2021). The amount of stored value funds was NT$13.14 billion (NT$12.25 billion for April 2021). The balance of the e-payment accounts in the e-payment institutions totaled NT$5.39 billion (NT$4.92 billion at the end of April 2021)(Please see Attachment 4).
5. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards, electronic stored value cards and electronic payment institutions business as of May 2021.
 
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  • Update: 2021-07-08
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