The Central Bank announced that the “Regulations Governing the Extension of Mortgage Loans by Financial Institutions” has been amended on December 16, 2021.  As to whether financial institutions have established appropriate risk management mechanisms and compliance of laws and regulations related to real estate lending business as issued by the Central Bank and the Financial Supervisory Commission (the “FSC”),  the FSC has included said financial institutions’ implementations into its focus of financial examinations for years 2021 and 2022 . 
     Furthermore, in order to strengthen credit risk control and improve business operations, as well as to boost financial resilience and enhance the financial stability, the FSC has planned to conduct targeted examinations of real estate lending business to supervise financial institutions.

Contact Unit: Financial Holding Companies Division, FEB
Contact Number: 02-8968-0380
If you have any questions, please send an email to: https://fscmail.fsc.gov.tw