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Press Release

NPL Ratio for Domestic Banks as of the End of November 2022

   The Financial Supervisory Commission (the FSC) has released that total outstanding loans extended by the current 39 domestic banks decreased by NT$51billion (US$1.7billion) as compared to the figure of previous month and amounted to NT$36.6trillion (US$1,184billion) at the end of November 2022. Meanwhile, the NPLs of these banks totaled at NT$56.26 billion (US$1.82billion) which decreased by NT$829million (US$27million) from NT$57.09billion (US$1.85billion) as of the end of the previous month.
   With a slight decrease of 0.01 percentage point, the average NPL ratio of the 39 banks fell to 0.15% down from 0.16% at the end of previous month, and was down by 0.04 percentage points compared to the same month last year. The coverage ratios of allowances for NPLs increased by 15.67 percentage points and therefore rose to a figure of 869.95% from 854.28% of the previous month. The asset quality of domestic banks continuously remained manageable according to the above figures as of the end of November 2022. The FSC will request banks to undertake measures to improve asset quality and financial structure on an ongoing basis.
   Note: US$≒NT$ 30.902
   Related files:「NPL ratio-2022.11」、「Coverage ratio-2022.11」、「Assets quality analysis-2022.11」、「Assets Quality of Domestic Banks(by business unit)- 2022.11」and「Financial Statistics of Foreign-Owned Subsidiary Banks-2022.11」Contact: Banking Bureau, Domestic Banks Division
Tel: +886 (2) 8968-9675
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  • Update: 2023-01-05