The total outstanding loans extended by the current 38 domestic banks increased by NT$18 billion (US$0.64 billion) as compared to the figure of previous month and amounted to NT$32.82 trillion (US$1,173.74 billion) at the end of July 2021. Meanwhile, the NPLs of these banks totaled at NT$68.8 billion (US$2.46 billion) which increased by NT$0.7 billion (US$0.03 billion) from NT$68.1 billion (US$2.43 billion) as of the end of the previous month. The average NPL ratio of the 38 banks remained at 0.21% compared to previous month, but was down by 0.04 percentage points compared to the same month last year. 
The coverage ratio of allowances for NPLs stood at 644.03%. While the ratio decreased by 3.42 percentage points from 647.45% of the previous month, it still remained stable at a higher level.