The total outstanding loans of domestic banks stood at NT$27.86 trillion as of the end of July 2018, up by NT$64.0 billion from the previous month while their total NPLs were NT$75.5 billion, down by NT$1.3 billion from the previous month’s figure of NT$76.8 billion, generating an average NPL ratio of 0.27%, down by 0.01 percentage points from 0.28% at the end of June 2018. The NPL coverage ratio of domestic banks stood at 509.89% at the end of July 2018, up by 17.08 percentage points from the figure of 492.81% at the end of the previous month.