FSC reminds people that health insurance does not cover pre-existing conditions and that they should fill in the declaration truthfully
The FSC stated that it occasionally receives reports of disputes between insured people and insurance companies over health insurance claims relating to pre-existing conditions. For this reason, the FSC reminds consumers that the purpose of insurance is that the policyholder pays premium to prepare for the losses caused by an insurance incident in the future. Existing conditions are diseases that already occurred prior to entering into insurance contracts and not unforeseeable or force majeure events and, consequently, cannot be made up by insurance. To avoid claim disputes between consumers and insurance companies, when entering into insurance contracts, consumers should declare in detail existing conditions or current diseases in the written questions of the insurance company.
Visitor： 276 Update： 2019-12-12