The total outstanding loans extended by the current 36 domestic banks increased by NT$73.1 billion as compared to the figure of previous month and amounted to NT$30.9 trillion at the end of July 2020. Meanwhile, the NPLs of these banks totaled at NT$77.9 billion which increased by NT$1 billion from NT$76.9 billion as of the end of the previous month. The average NPL ratio of the 36 banks was 0.25%, same as that of the previous month, and was up by 0.01 percentage points compared to the same month last year.

The coverage ratio of allowances for NPLs stood at 546.79%, which decreased by 2.99 percentage points from 549.78% of the previous month.